Forum Credit Card difficulty getting approval

Forum Credit Card difficulty getting approval

Forum Credit Card difficulty gettin...

  • #2461
  • #2603

    Posts: 156

    Joined: Mar 19, 2014


    Hi Ken,

    GX is a credit risk grade that indicates a thin file on your credit history but that there may be too many enquiries made seeking out credit facilities such as loans or credit cards within a short period of time. If you make too many enquiries during a short period of time, you are flagged as a risk as it may appear as if you desperate for credit and this in turn, worries the banks, which is probably why you keep getting rejected at the moment.

    My advice would be to hold off on getting a credit card or loan just yet. Wait for a good six months to twelve months, then try again. Until then, make no attempts at applying for credit.

    If you would like more advice on the credit risk score, you may seek out Credit Bureau at


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